Tuesday, November 30, 2010

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panoramic views of the snowy

Sun and snow,
's easy-schee

Saturday, November 27, 2010

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Las Vegas High Rises continues its downward trend

Already in October 2009 warned n our readers and investors from investing in High Rises.

According to the "Vegas One" broke now, the FDIC next to Loft 5 "" Newport Lofts "and" Juhl "and the" Streamline Towers "in their portfolio.

tried 4 years ago, the Developer the project, the homes between $ 413,000.00 - $ 930,000.00 to sell off, the success did not come. The construction costs amounted to $ 125,000,000.00 proud, was in June 2009 times quickly written off to $ 34,000,000.00.

just 27 of the 275 condos could be related to the man, and those who have invested in the grave Grosch, now turn up the pieces.

first is that the building has a new look, the lobby is renewed round - just times for $ 2,000,000.00. Such is life when you throw the good money after bad even more.

is optimistic the new sales company called ST Residential the distribution of the ruined building.

instead of selling condominiums, are now to the 248 units at $ 1,00.00 per month will be marketed to wealthy tenants. The only question is who in the old Las Vegas - Downtown - this rent will be ready to shell out?

Friday, November 26, 2010

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Würzburg in November

Sunday, November 21, 2010

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BaFin is to commission for private health insurance broker insurance limit

According to the Handelsblatt, BaFin commissions to the agents of private health insurance limit. Ca. half of the private health insurance new business attributable to poaching. The private health insurer seem to price gouging, caused by excessive fees, not even to get a grip and now call the state for help to regulate.
The guards are to change the rules in the private health insurance (PHI) so that expensive business at the expense of the customers are driven back strongly in the future. From the PHI Association for the BaFin contacts no confirmation was received on. A spokesman said only that the subject solicitation and commission level would be discussed in principle within the industry, but there have been no decisions.

currently receive as much as 12 insurance brokers in the forefront even up to 18 times monthly commission when they refer a new customer. The cancellation of liability in private health insurance is only 2 years. (Compared to life insurance 5 years). For the insurance broker is a good and profitable business. The

should now be stopped because, ultimately, the receipt, the customer always pays. Thus, for example, limits the amount of commission (max. 8-12 months contributions) and a prolonged Cancellation liability for the mediating agent in conversation. This is to prevent a faster and courtship by the broker, and hold the promoters of which the customer is not the best for them, but to recommend the best coated product. Thus there are also insurance companies that pay monthly premiums up to 3.5.

try using more and higher commission incentives, some health insurance companies to acquire new customers to buy . At the risk of that agent are not geared primarily to the interests of customers, but provide the product that brings the highest commission. As private health insurance is designed to be very complicated and many customers do not understand the details, You can rely on intermediaries to the final selection. They used their strong position in the sales process then often in their favor, and consumer advocates criticize independent brokers.
It is worthwhile in any case, the compare health insurance and speak with the broker, on more favorable terms. The alternative of a direct insurer should be considered. There are numerous comparison service on the internet.

Info Source: Handelsblatt
Image: Photo by Benjamin Klack / pixelio.de

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Saturday, November 13, 2010

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Las Vegas real estate sales activity -26.5% Ocotber 2010

The creditors (banks) sit on their inventory. That says the statistics of the private real estate sales for the month of October 2010.

Traditionally, the Las Vegas real estate sales just before the Thanksgiving weekend before the "Sour Pickle Time" as the U.S. Americans not only buy all other real estate.

The average price of Las Vegas real estate was in October 2010 at exactly $ 133,000.00.

From 500 daily trustee sales are up another 40 sales completed after nationally known, was that notaries were sloppy in the certification more than - and especially the Bank of America.




The question remains, why the inventory is kept artificially scarce, there are loans in Nevada since the financial reform of the Obama administration has long ceased.

Las Vegas real estate insiders say queue of over 100,000 bank-owned properties to the trustee sale, upward trend.


that our customers can expect for 2011, that bargain - particularly because of the favorable exchange rate vs €. $ - Will be available in ample quantities.








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bakery cookies: Pigs in Space

As you find our winged pigs?
Luna and Lin

Friday, November 12, 2010

Chopped Off Someone's Breast

the screens of the first Chamber of Commerce

The IHK Würzburg has an innovative roof of their outdoor area:
umbrellas - oversized and wrong way round!

Thursday, November 4, 2010

Reynolds Birdhouse Deck

Day Riding School In Richmond Anselm

Congratulations to the first driving lesson!